Yeah Ally lol I spend too much during them too but now I can afford to haha. I know when to not participate and save and that's the difference between when I was new and not money smart and now xD Blew all my money on dumb shit when I had Tachi. Learned the lesson when he retired.
I was bad at budgeting when I was new, would always buy art or do the capture parties or whatnot when I shouldn't have or needed the ebs for rollover but as time has gone on I've gotten smarter and far better at it and learned control.