Rain It was. It was him using coffee as an example for people with debt saying they don't make enough to pay it off and yet drink coffee everyday. He used it as a look at where your money's going. $6 every day for a month adds up. Why don't you cut it down to every other day or once a week until you pay off the debt. Something like that
I'd never encourage high school kids to go out and spend all of their money on frivolous things all the time, but if you have a job, can pay any bills you need to, and save a little bit... spend a little on yourself, too. Even as adults, we have to treat ourselves. It's ridiculous to work our lives away and not be happy.
My habit of choice is buying books LOL (I don't like coffee!)
Backwood Barns, that's great advice! I live in a community that reveres coffee. We have an abundance of small, locally owned coffee shops that serve coffee that was roasted within the community, as well. Their beverages are expensive, even when compared to Starbucks, but worth it when I can afford to indulge. Plus, I'm supporting the local economy. But the key thing is "when I can afford to indulge" which isn't every day, or even every week.
For me, I treat that coffee the same way I treat a new book or a new sweater or anything else that brings me genuine joy; I set aside money specifically for those things after I take care of my rent and bills. Then I'll give myself that pleasure. I might even wear my new sweater to the coffee shop, where I'll read my new book while sipping my delicious coffee. It makes these rainy days feel so wonderfully cozy!
On the flip side, I might go many months without that indulgence, when I know I can't afford it.
I save 70% of my earnings from my job every week and if I keep going I can easily afford a $10,000 car in a year, so I'm not doing pretty bad by my standards lol
Yea, understandable. I'm a new Freshman and last year (8th) we had 2 financial classes. (I'm not complaining, they were fun!) And now as a Freshman with a job, I already have a card and a job and I bedget! I'm also in PINNACLE! (Early College HighSschool Program)
Charms Exactly! It's not meant to be torture. You can still have fun and budget. Dave ramsey told this one story about a couple who was starting his course and before starting anything they went out and bought a shitton of fun stuff and junk food because they thought they'd never get to again. they discovered they were very wrong lol
If you have Dapple Blend Grain, you can feed it to your horse and their coat will dapple.
The effect will wear off after a few days. One pound of grain will be fed at a time.
If you feed Senior Blend to your senior horse they will have a 10% decreased chance in dying
when the weekly script runs on Monday morning. The effect lasts for one weekly cycle.
You have no available Level 1 riders.
You can hire a rider. They will be automatically assigned to your horse. Be sure to visit the Rider's Lounge and pay them.
Set Breeding Requirements for your horse. Enter the minimum rating allowable for breeding. When breeding, Any combo of the entered values and higher will be accepted. Leave blank to set to None.
Edit your horse's remarks. Keep all content PG-13.
Choose a Background for your horse.
Withdraw your horse from it's team. You will lose all team points for this horse. Please discuss this action with the team manager first.
Your horse may show 3 times per week. Shows run daily. Your horse and rider will gain valuable experience from showing. Select a discipline to show in, or scratch from tonight's show.
Your horse has shown 0 times this week.
A rider must be assigned to your horse before you can enter shows!
If you would like to put your horse on the market for breeding, click below. Note that when your horse is up for breeding, anyone may breed to them. Also note that you don't need to enter a price when marking a stallion available for straws.
If you want this horse to have a special price for club members, feel free to add it, otherwise
leave those two fields blank.
This will mark a Mare's Brood as Reserved.
It is cosmetic only and will not prevent this Mare from being bred.
This Reservation will be identified in the Breeding Center.
Choose a file to upload as your horse image. Pictures should be no larger than max 500 width and 500 height. Only file types of jpg, gif, or png will be accepted, however file size cannot be greater than 100K, So most likely you will need to save
the file as jpg. IMPORTANT ! Images stolen off the internet are not ok to use.
Please follow the crediting rules located here: Link If you are having trouble getting your images uploaded, here is a forum topic to help: Link
Upload A Horse Image
Enter a new name for your horse.
Choose the discipline to train your horse in. Your horse will train slower if trained in all sports at once, than if trained in one specialty at a time.
Enter the sale price for your horse. Please be aware that if you put a horse up for public
sale, anyone may purchase it.
If you no longer wish to own this horse, you may set them free to fend for themselves. The Karma Fairy will pay you 1000 for your adult horse, up to 100 horses per month. 100 to go! The Karma Fairy will pay you 200 Credits for all of your adult horses. The Karma Fairy will pay you zero for your yearling. This action is not reversible so be sure before you click Submit !
Move your horse to another barn or pasture.
Join A Federation. Your horse will accrue Federation Points
and based on that may make the Federation Championships.
It costs 500 to enter a Federation and membership lasts
one game year.
Reroll your horse's image. Your horse's genes will stay the same, but their markings and patterns will be randomly regenerated.
Rerolls remaining: 158
Genetic Test this horse to view their coat genes. It costs 5000 ebs to genetically test this horse.
Steady Rain all Day
