Rain Plains
01:35:21 Kelan/Rain
Calming, not sitting
The Old Gods
01:35:09 Void Malign
My current record is a denial from 2 years ago
Rain Plains
01:34:46 Kelan/Rain
Chief

No but that actually sounds really kinda sitting and nice, just a chill metronome
The Old Gods
01:34:39 Void Malign
Assuming you can even find a job. I'm still rolling my eyes about occasionally getting a denial e-mail about applications I submitted literal years ago
Rain Plains
01:33:42 Kelan/Rain
White
I'm also not trying to gang up on you or make you feel bad, I had friends in high school that just couldn't make going to college a reality. It's just also a reality that going well earn you a higher salary in most cases, it just has also become not enough for a good standard of living in most places. For young people I always encourage trade schools or community college, refurbishing because they'll be working so much longer than those that told my generation to go to college, so we didn't know what we were getting into and it sucks
Royal M Cavalry
01:32:19 Chief
Does anyone else listen to army cadences in their free time or just me? lol
Rain Plains
01:26:32 Kelan/Rain
Interestingly is also the person I know with the highest debt lol. She graduated with around 150,000
Rain Plains
01:24:28 Kelan/Rain
Yeah I went to a state college for engineering, paid in state. Of my friend group, we averages about 50 or 60 thousand between us, and the first of us is about to finish paying them off next year because they've been living with their mom for the last 6 years so saved more on rent than the rest of us
The Old Gods
01:20:40 Void Malign
And scholarships for doctorate level are pretty much limited to the people who've learned the secret to time travel and are able to someone maintain a 4.0 GPA while also being in 50 different clubs and spent their entire undergrad saving puppies/kissing babies
The Old Gods
01:19:36 Void Malign
I went the community college > doctorate route. Still ended up with a shitton of student loans because it was like 11k per semester lol
Rain Plains
01:18:10 Kelan/Rain
But community college is cheaper, what about that? Statistical average seems to be between 18,000 and 20,000 for room and board and tuition for a year. Best option there is to forgo the room and board and hey! You're down to 4,000 a year! That's great, and I almost always point young people to this option if they can or are interested in the degrees they provide, but they are limited and give mostly associates, which average at $46,000 a year. Nothing to complain about until you look at the average cost of living in the US which is 60,000...
The Old Gods
01:16:51 Void Malign
Scholarships don't grow on trees. I applied for countless scholarships all through my undergrad and I got one. It paid $500 per semester.
White Nile
01:15:54 
Right, so either get scholarships, or choose a cheaper school/degree. or get a part time job. You are right, it is just math - and if you are ending up close to the 100k range - I know I'd for sure be making some different decisions.
The Old Gods
01:14:19 Void Malign
And if someone isn't on their parents insurance, they have to purchase insurance, which can get wildly expensive if you don't want one of the shit plans
The Old Gods
01:12:44 Void Malign
Yeah, when I was on campus, yearly rent was 9.6K, alone
Rain Plains
01:10:39 Kelan/Rain
White
Except tuition averages at $11,000 a year, multiply that by 4 (assuming it didn't go up) your at 44,000. Not bad right? But then factor in room and board, food cost, books, and other dues, your looking at an additional 15,000 a year. This isn't even including private colleges. That'll get you to 60,000 in this alone, making it easily over 100,000 without financial help
The Old Gods
01:09:07 Void Malign
People have life events that prevent them from finishing school...And there's more than a few undergrad schools that'll rack up high student loans without a doctorate/law degree
Rain Plains
01:04:49 Kelan/Rain
Expecting, not existing
Rain Plains
01:04:32 Kelan/Rain
Lol, I wasn't existing the parade of athletes to be on boats
White Nile
12:55:19 
Hm, in general, I agree with student loan forgiveness. But if you leave college with more than 100k student loans and no doctorate or law degree that is kind of on you.
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 Year: 180   Season: Winter   $: 0 Fri 01:35pm CDT  
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foal 55503550
Irish Sport Horse Colt




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foal 55503550

Color: Dunskin Tobiano
Horse Nbr: 38268006
Breed: Irish Sport Horse
Sex: Colt
Birthdate: July 4, 2024
Age: 1
Birth Year: 180
Straws Drawn: 0
Height: 11.3 Hands

Home: 
 BlueRidgeBay

Pasture: Extra Pasture

Breeder: 
 BlueRidgeBay
Brand: None
Sire: KissesOfWhiskey BRB
Dam: PlayerGal
Foals This Year: 0
Bravery: Unknown (0%)

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Training
Ridden by: Emma 20 (E)
Training In: All Disciplines
Training Sessions: 1

Eventing Level: 1 Not Ready
Dressage Level: 1 Inhand
Cross Country Level: 1 Inhand
Jumping Level: 1 Inhand
Show Experience: 0

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Achievements
Championship Shows: 0
Total Winnings: 0
Total Points: 0
Yearly Winnings: 0
Yearly Points: 0
Total Profit: 0
Recent Placings: 0 ~ 0 ~ 0 ~ 0
Total Fed Points: 0









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