Savy,
I'll throw my hat in the ring.
1) Horses are herd animals. Please plan on getting 2. A lot of problems arise when keeping a horse singly. Many do NOT tolerate it well and many dangerous behavioral problems can arise from it.
2) Saddle fit is best done by a saddle fitter. :)
My current costs on two:
Monthly Costs :
Hay - $180
Pelleted Feed: $80
Barefoot Trim: $80
Annual Costs:
Vaccinations - $400
Teeth Float - $300
** have an emergency fund. Either in cash or designated CCs. I keep 18k available on CCs to cover emergency expenses. You WILL have an emergency pop up.**
Random Costs this YTD:
Emergency Vet Visits - $2700
Used Saddle - $500
New Hay Nets - $40
Random Crap From Dover - $600
KWPN Registration - $585
Saddle Fitter - $80
Things Needed / Keep On Hand:
Fencing
Shelter
Cross Ties (or tie rings) (I have both)
Saddle(s) (I currently have 3)
Bridles (currently have 7)
Places to hang bridles and store saddles
Tack Cleaners
Saddle Pads (dont wanna know how many I have)
Polo Wraps
Girths
Bits
lunge line
Crops/Dressage whips
paddock boots & half chaps (i ride english XD)
Buckets
Water Tubs (currently have 2 100 gallons)
Metal Food Storage Containers
Hay (I have hay available 24/7. Yes, my 2 have pasture as well)
Hay Nets (unless you like watching your money get pissed on... literally)
Basic First aid kit
(Vet wrap, cotton, antibiotic ointment, scissors, gorilla tape, bute, dorm, liniment, diluted iodine)
Grooming Supplies
Fly Spray & Fly Traps
Manure Fork. Wheel Barrow. A plan for waste removal. (I compost :D)
Washing Supplies
Treats
Blankets / Sheets
Head Lamp (You have no idea how handy this has been)
I'll probably think of more things, and I will add to this if I do. :)