Horse Eden Eventing Game
Horse Eden Eventing Game


Year: 204   Season: Spring   
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Wed 07:33pm  
Stables Online:  169 
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Windy Hollow Farms
07:33:01 Windy
that's good you can afford it, but still that's a sticker shock. I make 90k and that'd hurt each month
The Old Gods
07:31:10 Void Malign
I can afford it, but it's still a slight bit of sticker shock.
The Old Gods
07:30:13 Void Malign
to be fair. It's because I make 90-105k a year <_>
The Old Gods
07:29:45 Void Malign
On the other hand, it sounds like there's the potential for loan amounts to actually go down instead of just fighting the compounding interest?
Kepler Wings
07:29:12 Dae
Im extra glad I snagged a sven out of the store last second too!
Narran Park
07:29:10 Sting
-HEE Click-
An EEE would have been much nicer!
Windy Hollow Farms
07:29:06 Windy
a $600 month increase is crazy though, especially if your income hasn't changed
Embervale Acres
07:28:30 Solar/Ria
smacking the watch button! XD
Kepler Wings
07:27:50 Dae
-HEE Click- Im screaming, I didnt realize apricot was even a possibility!
Windy Hollow Farms
07:27:25 Windy
its truly a nightmare situation rn with the loans
The Old Gods
07:27:09 Void Malign
No, the new RAP plan is based off a percentage of your income which is ALSO based off of how much you make -Click-
Insignia Elites
07:27:02 Em
Much prefer this re-roll -HEE Click-
deadwood dressage
07:26:50 deadwood
It makes me getting a masters a lot more annoying and costly
Windy Hollow Farms
07:25:32 Windy
you may need to recertify your income?
Windy Hollow Farms
07:25:14 Windy
personally, I am just riding out SAVE until Sept when I have to switch. we do have 90 days from July 1
The Old Gods
07:25:08 Void Malign
I pay $263 as it is since I got into a Income-Contingent Repayment plan
Windy Hollow Farms
07:24:51 Windy
that's crazy Void! I have seen some people saying that servicers haven't been calculating the monthly payments correctly for the IDR plans
The Black Watch
07:24:06 Rorhi
Ouch. $600 is a lot.
The Old Gods
07:22:43 Void Malign
Best that I can tell is that my monthly payment will go up by $600
Embervale Acres
07:21:12 Solar/Ria
I have a lot of embryos lol maybe I should try and focus on getting the items for them more XD

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Windy Hollow Farms
07:33:01 Windy
that's good you can afford it, but still that's a sticker shock. I make 90k and that'd hurt each month
The Old Gods
07:31:10 Void Malign
I can afford it, but it's still a slight bit of sticker shock.
The Old Gods
07:30:13 Void Malign
to be fair. It's because I make 90-105k a year <_>
The Old Gods
07:29:45 Void Malign
On the other hand, it sounds like there's the potential for loan amounts to actually go down instead of just fighting the compounding interest?
Kepler Wings
07:29:12 Dae
Im extra glad I snagged a sven out of the store last second too!
Narran Park
07:29:10 Sting
-HEE Click-
An EEE would have been much nicer!
Windy Hollow Farms
07:29:06 Windy
a $600 month increase is crazy though, especially if your income hasn't changed
Embervale Acres
07:28:30 Solar/Ria
smacking the watch button! XD
Kepler Wings
07:27:50 Dae
-HEE Click- Im screaming, I didnt realize apricot was even a possibility!
Windy Hollow Farms
07:27:25 Windy
its truly a nightmare situation rn with the loans
The Old Gods
07:27:09 Void Malign
No, the new RAP plan is based off a percentage of your income which is ALSO based off of how much you make -Click-
Insignia Elites
07:27:02 Em
Much prefer this re-roll -HEE Click-
deadwood dressage
07:26:50 deadwood
It makes me getting a masters a lot more annoying and costly
Windy Hollow Farms
07:25:32 Windy
you may need to recertify your income?
Windy Hollow Farms
07:25:14 Windy
personally, I am just riding out SAVE until Sept when I have to switch. we do have 90 days from July 1
The Old Gods
07:25:08 Void Malign
I pay $263 as it is since I got into a Income-Contingent Repayment plan
Windy Hollow Farms
07:24:51 Windy
that's crazy Void! I have seen some people saying that servicers haven't been calculating the monthly payments correctly for the IDR plans
The Black Watch
07:24:06 Rorhi
Ouch. $600 is a lot.
The Old Gods
07:22:43 Void Malign
Best that I can tell is that my monthly payment will go up by $600
Embervale Acres
07:21:12 Solar/Ria
I have a lot of embryos lol maybe I should try and focus on getting the items for them more XD

You must be a registered member for more
than 1 day before you can use our chatbox.






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Horse ownership February 18, 2020 04:14 PM


Sagebrush
 
Posts: 4704
#557299
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Thank you! This is all great, since diffrent people do diffrent things with their lease.
Horse ownership February 18, 2020 04:17 PM


Sagebrush
 
Posts: 4704
#557307
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Do you know how much a 1 day a week lease would cost?
Horse ownership February 18, 2020 04:18 PM

Former Stable
 
Posts: 0
#557308
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If you have any questions on leases, feel free to mail me haha. I've went through tons of different lease horses with different rules/etc so I'm sure I could help :)
Horse ownership February 19, 2020 07:27 AM


EmeraldHillsFarm
 
Posts: 117
#557969
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Its great that you are considering leasing! My first two ponies were long-term leases and my sister is currently leasing a horse.
Costs are going to vary widely based on your area, who you are leasing from/what barn you are leasing from, and what your lease contract entails. Before any money changes hands, you'll need to get your parents involved to make sure their budget/yours if you work will accomodate the lease.
If you are doing a very informal lease, there may be no contract at all, just a verbal agreement. If you get into a relationship with your neighbor, this is more likely to be the case.
But if you start to lease at a lesson or boarding barn, a contract is more likely. It will outline what each side is supposed to contribute in the relationship, mostly in regard to who pays for what. For example, they pay for board but you pay for vet and farrier. Other times, you would pay a lease fee every month that covers some portion of the horse's monthly costs. In my area, this is around 200-350 USD, but I have seen as high as 1500 USD. And remember: a free lease is never a "free" lease! In this case, YOU will take on all of the horse's costs in lieu of a lease fee.
A half-lease will be cheaper than a full lease. Depending upon your contract/agreement, you will get a certain number of days per week (i.e. Mondays, Wednesdays, Fridays) where you are free to come out and ride the horse. In my area, the $200-350 leases are typically half leases. In a full lease, you can ride whenever you want, but would pay more.
So look into what options you have available-- I think your neighbor is a great place to start, as it is informal enough that she may not charge your for the privilege of handling her horse. It would also be a good way to "get your feet wet" and take some baby steps into leasing.
Horse ownership February 19, 2020 07:29 AM


EmeraldHillsFarm
 
Posts: 117
#557970
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Also, be brave when you're ready to ask about leasing and good luck!
Horse ownership February 19, 2020 09:44 AM


Sagebrush
 
Posts: 4704
#558025
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Thank you! My neighbour has 2 other borders at her barn, and I've been riding this old mare whenever I want to help her get some exercise and get me more experience. She's 29 this year, so it's not like I can do very much riding, but I get to brush her, prepare and feed her, and take her off the property on walks. I'm also scheduled to start doing trail rides with the owner when things start to get sunny. This is great, but I think I'd like to just have more stuff to do, even if it's just chores. My neighbour asked if I wanted to ride her horse last year, and I said no, cause I didn't really have any experience and she's huge and grumpy. Now I think I know a bit more, so there's an opportunity. I have also helped out last summer when she was held up or the horses needed to be fed a bit later. I hunk this is a pretty great start though, but I'll try to be a bit braver.
Horse ownership February 19, 2020 08:33 PM

Former Stable
 
Posts: 0
#558707
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I agree with Emerald. I've had leases where I pay half of the horse's board, and others where I literally completely work off the horses lease by working at the barn. It's really just something to discuss with whoever your leasing from and how many days you want.
Horse ownership February 19, 2020 08:34 PM


Sagebrush
 
Posts: 4704
#558709
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Superior Equines said:
I agree with Emerald. I've had leases where I pay half of the horse's board, and others where I literally completely work off the horses lease by working at the barn. It's really just something to discuss with whoever your leasing from and how many days you want.


Thanks!
Horse ownership February 22, 2020 06:53 AM

Former Stable
 
Posts: 0
#561211
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Well I am 14 and I have a horse While my parents take care of the expenses I have to go to the stables I board my horse at every day after school and ride her make sure is getting the right care she needs. Owning a horse takes alot of time. and if you are still in school you have to sacerfice hanging out with friends but it is worth it.

Edited at February 22, 2020 06:55 AM by Fire
Horse ownership February 22, 2020 11:31 AM


Sagebrush
 
Posts: 4704
#561365
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The sad part is my dad's like, your paying for it, which makes sense but still sucks. I don't really hangout at home with my friend s except for 2, one who if I get a horse, will be over at my house taking care of it, riding it, and helping out doing whatever she can. We take our lessons together too. Pretty much the only reason why I can't get/lease a horse is because I don thavs the money, and even though my parents could afford it, would rather spend their money on vacations.

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